Explore a wide range of commercial finance products that have been exclusively designed to help businesses raise funds, split costs and improve cash flow.
Asset finance enables you to purchase equipment, machinery, cars, vans, and other tangible business assets without losing working capital. Many of the products on offer from the wider market allow our customers to offset these costs against their profits, resulting in additional tax relief at a time when every penny counts.
Hire Purchase (HP)
Buy a new or used vehicle via a hire purchase agreement and pay for the asset in full over the course of your agreed term. We can source HPs with low deposits, part exchange options and affordable monthly repayments – so whatever you’re looking for, and whatever your budget may be, we’ll find you a deal that works.
Secure a new asset (or assets) without paying a large sum upfront. A finance lease allows a finance company to purchase an asset on your behalf; they will remain the legal owners of the asset until the term comes to an end, but you will still have exclusive use, and it will appear on your own balance sheet for tax purposes.
Don’t let a lack of cash restrict your plans for growth. Highland Finance can help you track down a secured or unsecured business loan that gives you a fast cash injection with low monthly repayments and manageable terms. Depending on the size or nature of your agreement, we may even be able to get the money to you within just 24 hours.
Borrow against the amounts due from your late-paying customers and free up the funds you need to keep your business moving. Our brokers can source a competitive invoice finance solution to help you rebalance your books and recover quickly from any outstanding bad debts. Some providers will also handle payment chasing on your behalf.
Are you concerned that you might be overpaying on your commercial finance arrangements? Talk to our team about consolidating your existing agreements, switching providers, or releasing equity from your current assets to access the cash you need to fund a new acquisition or expand your operations into new areas.
High street banks and other mainstream lenders can take weeks to approve and arrange commercial mortgages. We can introduce you to property finance providers with faster turnarounds, smoother processes, and more attractive rates – and best of all, we can manage all the negotiations for you.